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  • COVID-19 Member Guide

  • New Information on Legislation

    We're All In Small Business Grant 

    The online grant application for the “We’re All In” Small Business Grant will be accessible for one week from 8 a.m. Monday, June 15, through 11:59 p.m. Sunday, June 21. The “We’re All In” Small Business Grant program is designed to help small businesses get back on their feet as they re-emerge from the COVID-19 pandemic and Safer at Home, while also encouraging adoption of best practices to keep employees, customers and communities safe. Funded by the federal CARES Act, the We’re All In Small Business Grant will provide $2,500 to 30,000 Wisconsin small businesses to assist with the costs of business interruption or for health and safety improvements, wages and salaries, rent, mortgages and inventory.
    To be eligible, businesses must:
    be a Wisconsin-based, for-profit business;
    employ 20 or fewer full-time equivalent (FTE) employees, including the owner;
    earn greater than $0 but less than $1 million in annual revenues; and
    have been in business in February 2020.

    Safer-at-Home Order Overturned

    With the Safer-at-Home order overturned last week in the Wisconsin Supreme Court, that means businesses are able to open back up without restrictions. The Waushara County Health Department has come out with some safety recommendations that will help all businesses open safely for their customers and their employees. To see those reccomendations, visit https://www.co.waushara.wi.us/pView.aspx?id=12725&catid=636.

    The Waushara Area Chamber of Commerce also strongly encourages you to look at the guidelines created by WEDC for reopening. These guidelines will help you sort out what the best practices are for keeping you, your staff, and the public safe....adopting some of these and letting your customers know what you're doing can also help create a climate where your customers feel safe to return. WEDC has posted guidelines by industry sector that are common sense and easy to understand. You can review these recommendations by visiting https://wedc.org/reopen-guidelines/

    We want to assist you in planning a successful reopening and remind you to utilize your OpLinks to advertise any changes. Also, don't forget to reach out to our local media to reach those customers who aren't on Social Media. Their contact information is below:

    The Waushara Argus: 920-787-3334

    102.3 The Bug: 920-361-3551 / 920-748-5111

    WDUX: 715-258-5528 

    Paycheck Protection Program Loan Forgiveness Application

    The Small Business Administration (SBA), in consultation with the Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application.
    To apply for forgiveness of your Paycheck Protection Program (PPP) loan, you (the Borrower) must complete this application as directed in the instructions, and submit it to your Lender (or the Lender that is servicing your loan). Borrowers may also complete this application electronically through their Lender.

    Click Here to access application.

    Pandemic Unemployment Assistance 

    PUA Overview

    PUA is a new temporary federal program that provides up to 39 weeks of unemployment benefits to individuals who are not eligible for regular Unemployment Insurance (UI) such as:

    • Individuals who are self-employed.
    • Certain independent contractors.
    • Individuals with limited recent work history.
    • Other workers not covered by Regular UI.

    To be eligible for PUA, your reason for no longer working must fall within one of the COVID-19 Scenarios.

    Other PUA Publications:

    PUA Payments

    • Payment Amount:

      Did You Know? All unemployment benefits are taxable. Withhold federal and state taxes from your weekly benefit NOW, so you don't have to pay them later. You can opt to have taxes withheld at https://my.unemployment.wisconsin.gov.

      • Minimum weekly benefit amount: $163.
      • Maximum weekly benefit amount: $370.
    • Benefit Amount:
      • 1% of 2019 net income; subject to PUA minimum and maximum.
    • Duration of PUA Benefits (up to 39 weeks):
      • First Payable Week: Retroactive to week ending February 8, 2020 (or the first week an individual is out of work due to COVID-19, whichever is later).
      • Last Payable Week: Week ending December 26, 2020.

    Badger Bounce Back Plan

    Gov. Tony Evers today announced Wisconsin's "Badger Bounce Back" plan which outlines important criteria for Wisconsin to be able to reopen its economy in phases and includes steps to make sure workers and businesses are prepared to reopen as soon as it is safe to do so.

    The Badger Bounce Back plan is informed in part by the President's Guidelines for Opening Up America Again that was issued by the White House on April 16, 2020. Currently, Wisconsin does not meet the criteria the White House established to start reopening our state. The Badger Bounce Back plan takes important steps to get the state of Wisconsin there.

    The Badger Bounce Back plan is available here. The Wisconsin Economic Development Corporation’s portion of the Badger Bounce Back plan aimed at helping to ensure workers and businesses are prepared and ready to bounce back is available here. The Badger Bounce Back plan, in brief, is also available here.

    CARES Act

    From the U.S. Chamber of Commerce: The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. The administration soon will release more details including the list of lenders offering loans under the program. In the meantime, the U.S. Chamber has issued this guide to help small businesses and self-employed individuals prepare to file for a loan:

    >>Visit their website at Coronavirus Emergency Loans Small Business Guide and Checklist


    SBA Low Interest Loans Available Now

    Small business owners in Wisconsin are currently eligible to apply for a low-interest federal loan for working capital from the U.S. Small Business Administration (SBA) due to the Coronavirus (COVID-19). These federal disaster loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of COVID-19’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%. The SBA offers loans with long-term repayments, up to a maximum of 30 years, in order to keep payments affordable, with terms determined on a case-by-case basis, based upon each borrower’s ability to repay.

    What forms are needed to apply?

    • Tax Information Authorization (IRS Form 4506T) for the applicant, principals, and affiliates.
    • Complete copies of the most recent Federal Income Tax Return
    • Schedule of Liabilities (SBA Form 2202)
    • Personal Financial Statement (SBA Form 413)
    • Profit and Loss statements
    • Monthly sales figures (SBA Form 1368)

    Where do businesses apply?

    • Applicants may apply online using the Electronic Loan Application (ELA) via SBA's secure website at https://disasterloan.sba.gov/ela. 
    • Paper loan applications can be downloaded from www.sba.gov/disaster. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14952 Kingsport Rd, Fort Worth, TX 76155. 
    • Disaster loan information and application forms may also be obtained by calling the SBA'S Customer Service Center at 800-659-2955
    • (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to disatercustomerservice@sbg.gov.

    For more information and to apply for an SBA federal disaster loan, visit https://sba.gov/coronavirus.

    For more information on all federal programs, visit www.usa.gov/coronavirus

    NEW Gov. Evers: Directs Dept. of Health Services to issue safer at home order

    Temporary Non-Enforcement Period Applicable to the Families First Coronavirus Response Act (FFCRA)
    Specifically, the Department will not bring enforcement actions against any public or private employer for violations of the Act occurring within 30 days of the enactment of the FFCRA (i.e. March 18 through April 17, 2020), provided that the employer has made reasonable, good faith efforts to comply with the Act. For purposes of this non-enforcement position, an employer who is found to have violated the FFCRA acts “reasonably” and “in good faith” when certain facts are present. Please review these facts and other aspects of the Temporary Non-Enforcement Period right here.

    Gov. Tony Evers directed Department of Health Services (DHS) Secretary-designee Andrea Palm to issue a Safer at Home order that prohibits all nonessential travel, with some exceptions as clarified and defined in the order.

    The order is effective at 8 am on Weds., March 25, 2020 and will remain in effect until
    8 am Fri., April 24, 2020, or until a superseding order is issued.

    Individuals do not need special permission to leave their homes, but they must comply with this order as to when it is permissible to leave home. Similarly, if a business is an Essential Business or Operation as defined in this order, it does not need documentation or certification to continue its work that is done in compliance with this order.

    Businesses allowed to operate under the Safer at Home order include, but are not limited to:

    - Health care operations, including home health workers;
    - Critical infrastructure; Businesses that provide food, shelter, and social services, and other necessities of life for economically disadvantaged or otherwise vulnerable individuals;
    - Fresh and non-perishable food retailers, including convenience stores, grocery stores, farmers’ markets, and food banks;
    - Businesses that ship or deliver groceries, food and goods directly to residences;
    - Pharmacies, health care supply stores and health care facilities;
    - Child care facilities, with some limitations;
    - Gas stations and auto repair facilities;
    - Banks;
    - Laundry businesses, dry cleaners and services necessary for maintaining the safety, sanitation and essential operation of a residence, including garbage collection;
    - Hardware stores, plumbers, and electricians;
    - Educational institutions, for the purposes of facilitating distance learning;
    - Roles required for any business to maintain minimum basic operations, which includes security, and payroll;
    - Law and safety, and essential government functions will continue under the recommended action.

    The order contains detailed information regarding the exemptions provided to certain businesses. If a business is unsure about whether or not they are exempted from this order, please contact the Wisconsin Economic Development Corporation here.
    Safer at Home Order Here


    Gov. Evers Issues Emergency Order on Unemployment Benefits

    Governor Evers issued Emergency Order #7, directing the Department of Workforce development to loosen some requirements for unemployment insurance benefits during the public health emergency as declared by the Governor. The order does all of the following: The order is in place as long as there remains public health emergency declared by the Governor. See the full Emergency Order here.

    Families First Coronavirus Response Act-

    This bill responds to the coronavirus outbreak by providing paid sick leave and free coronavirus testing, expanding food assistance and unemployment benefits, and requiring employers to provide additional protections for health care workers. More on the bill here


    WEDC COVID-19 Small Business Resource Guide

    Small Business Administration Disaster Assistance-Fact Sheets and Assistance Loans Information

    Disaster Preparedness Factsheet (English|Spanish)

    Disaster Mitigation Factsheet (English|Spanish)

    Disaster Assistance Loans: Businesses & Nonprofits (English|Spanish)

    Disaster Assistance Loans: Homeowners & Renters (English|Spanish)

    Disaster Assistance Loans: Community Impact (English|Spanish)


    SBA guidance for businesses and employer to plan and respond to COVID-19 Link Here


    MRA-Coronavirus Q&A for Employers Here

    MRA-Temporary Layoff Sample Letter Here

    MRA-Compensation Guidelines Here

    MRA Members-24/7 HR Hotline (866-474-6854)


    US Chamber of Commerce- 8 Things your Small Business Needs To Do Info Here

    and Crisis Management Resources Here

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